Dental Insurance Bothell
Use Your Benefits for a Healthier Smile
If you have dental insurance, you can truly view it as a valuable asset. Not only can it help you to enjoy low-cost preventive care, but it can also help you out during those times when your smile needs a bit of restorative TLC. But how can you maximize your benefits? Our Bothell team is eager to assist you. We welcome dental insurance, and we are even in-network with many popular plans! Continue reading below to learn more about using your benefits in our practice. You can also contact us directly to ask questions.
How Dental Insurance Works
Every dental insurance plan is unique, so it is important that you take time to familiarize yourself with the details of your specific policy. In the meantime, here is a general overview of the coverage that is standard among many PPO plans:
- Preventive care is often 100% covered.
- Minor services may be around 80% covered.
- Major services are frequently 50% covered.
- Specialty services, like orthodontia and dental implants, may only be covered on certain plans.
What Is the Difference Between Dental & Medical Insurance?
Medical and dental insurance have separate areas of focus. Medical insurance covers your systemic health, medical emergencies, and other things that are related to your overall well-being. It does not usually cover routine dental services, such as checkups, cleanings, fillings, and crowns. Dental insurance, on the other hand, does cover such services. It has a strong focus on preventive care for your smile.
In some cases, medical and dental insurance overlap a bit. For example, they might both apply to certain types of oral surgery.
In-Network vs. Out-of-Network
Whether our practice is inside of your plan’s network or outside of it, we warmly invite you to find out how we can assist you as you seek to maximize your benefits.
In-Network Coverage
If we are in-network with your plan, it means we have a contract with your insurance company that controls fees and encourages a specific standard of care. Often, out-of-pocket costs are lowest at in-network practices.
At Annigan Dental in Bothell, we are proud to be in-network with:
- Delta Dental
- Cigna
- MetLife
- Primera
Out-of-Network
Even if you do not see your insurance carrier listed above, you can still use your PPO benefits in our practice. We will be happy to file claims for you and help you understand how your plan applies in various situations. You might be pleasantly surprised by the coverage you can enjoy even while visiting an out-of-network provider! Remember, your priority should be to choose a dental team whom you truly trust to care for your smile.